Tips For Buying Car Insurance

NC Boat Safety Tips from Lifestore InsuranceAll N.C. property owners bear risk as Irene nears ?Posted onAugust 26, 2011byadminThese days everyone wants tips to save on their car insurance. As an independent agency LifeStore Insurance is able to shop and provide options for our customers. Here are some tips that may help you save on your personal auto policy. For more information on ways to save on your auto policy contact us at a safe driver. Drivers with good driving records can save as much as 60 percent over drivers who cause accidents.Buy a car that includes safety features such as anti-lock brakes, alarms or other security features, airbags, and automatic seat belts.Choose a higher deductible(what you pay before your insurance policy kicks in), which can mean paying less for your policy.

Eliminate unnecessary coverage. If you drive an older car with little cash value, consider eliminating “collision” or “comprehensive” coverage, which pays for damage to or theft of your car.Insure more than one car with the same company, and you may be eligible for savings. Insure your car and home with the same company. You could save money if you have more than one type of policy with the same insurance company (for example, an auto policy and a homeowners policy). The more good business you give the company, the more valuable you are as a customer.Look for low-mileage discounts if you car pool or do not put a lot of miles on your car annually.Buy a safer car that will cost less to repair and less to insure. Check crash-test reports, repair records and manufacturer recalls of any car you are considering. A consumer protection magazine can be very useful or check car sites on the Internet.

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